Terms and Conditions of Service
Terms of Service Introduction
These Terms and Conditions govern your use of inanavodyreo Financial Planning services and website. By accessing our services, you agree to comply with these terms.
Your continued use of our services constitutes acceptance of these terms and any subsequent modifications.
Key Definitions
For the purposes of these terms, the following definitions apply:
- "Services" refers to financial planning consultation and analytical review services provided by inanavodyreo Financial Planning
- "Client" refers to any individual or entity using our services
- "Website" refers to inanavodyreo.world and all associated pages and functionality
- "Agreement" refers to these Terms and Conditions and any additional service agreements
Service Usage Guidelines
Your use of our services is subject to the following terms and restrictions.
Permitted Usage
You may use our services for lawful purposes related to personal financial planning consultation and analytical review activities.
Prohibited Activities
The following activities are strictly prohibited when using our services:
- Using services for illegal activities or fraudulent purposes
- Attempting to access unauthorized areas of our systems
- Sharing login credentials or allowing unauthorized access to your account
- Using automated systems to access our services without permission
Client Responsibilities
As a client of inanavodyreo Financial Planning, you agree to the following responsibilities:
- Provide accurate and complete information during consultations
- Maintain the confidentiality of your account login information
- Notify us promptly of any changes to your contact information
- Comply with all applicable laws and regulations
Intellectual Property Rights
All content, materials, and intellectual property associated with our services remain the exclusive property of inanavodyreo Financial Planning and are protected by applicable copyright laws.
Unauthorized reproduction or distribution of our content is strictly prohibited and may result in legal action.
Privacy and Data Protection
Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy.
Please review our Privacy Policy for detailed information about how we handle your personal data.
Payment Terms and Conditions
The following terms apply to all payments for our subscription services:
- Monthly subscription fees of $250 AUD are due in advance
- All fees include applicable GST and are non-refundable
- Payment methods accepted include major credit cards and bank transfer
Service Termination
Either party may terminate this agreement with 30 days written notice. inanavodyreo Financial Planning reserves the right to terminate services immediately for breach of these terms.
Upon termination, your access to services will cease and no refunds will be provided for unused subscription periods.
Service Disclaimers and Warranties
Our services are provided on an "as is" basis without warranties of any kind, either express or implied.
WE DISCLAIM ALL WARRANTIES INCLUDING MERCHANTABILITY, FITNESS FOR PARTICULAR PURPOSE, AND NON-INFRINGEMENT
Limitation of Liability
inanavodyreo Financial Planning's total liability for any claim arising from these terms or our services shall not exceed the amount paid by you in the 12 months preceding any claim.
In no event shall our liability exceed $3,000 AUD for any individual claim or series of related claims.
Dispute Resolution Information
inanavodyreo Financial Planning is committed to resolving any disputes through appropriate channels.
Dispute Resolution and Arbitration
Any disputes arising from these terms shall be resolved through binding arbitration in accordance with Australian commercial arbitration rules.
Arbitration proceedings shall be conducted in Melbourne, Victoria, and governed by Australian law.
Alternative Dispute Resolution
We participate in industry dispute resolution schemes as required by Australian financial services regulations.
Financial Ombudsman Service Australia
Clients may access external dispute resolution through approved industry schemes.
Client Indemnification
You agree to indemnify inanavodyreo Financial Planning against any claims, damages, or expenses arising from your breach of these terms or misuse of our services.
Governing Law
These terms are governed by the laws of Australia and the state of Victoria.
Any legal proceedings shall be subject to the exclusive jurisdiction of Victorian courts.
Modifications to Terms
inanavodyreo Financial Planning reserves the right to modify these terms at any time with appropriate notice to clients.
Material changes will be communicated via email and posted on our website at least 30 days before taking effect.
Complete Agreement
These terms constitute the entire agreement between you and inanavodyreo Financial Planning regarding the use of our services and supersede all prior agreements.
Terms Contact Information
For questions about these terms and conditions, please contact us:
Email Address: contact@inanavodyreo.world
Phone Number: +61-4-163-281
Business Address: 152 Collins Street, Melbourne VIC 3000
These terms were last updated on October 7, 2025
Version 2.1 - Current Terms of Service